At Volopay, we charge zero foreign transaction fees, and any FX Transaction made through our card will cost somewhere between 0.6-1%. For Spenmo, this rate is around 3.5%. So you save more with Volopay cards!
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Do you pay a fixed monthly fees while using Spenmo?
Spenmo users have to pay a certain monthly amount varying with the number of employees in your company. On the other hand, Volopay is absolutely free to use, i.e we do not charge any monthly or yearly fees from our users!
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Do you earn cashback while you spend with Spenmo?
Currently, Volopay users are entitled to 1% straight cashback, with no upper cap, on spends you make on our platform. So you save a little more with every spend you make through our cards!
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Volopay vs Spenmo - A Snapshot
FX Transaction rates
Integration with accounting software
Load and spend in USD
Cashback and rewards on spends
Why Volopay is a better alternative to Spenmo
Unlimited cards for every employee
YES! At Volopay you can have unlimited virtual cards, to serve for your different payment and subscription requirements. This reduces the burden of managing different expenses using a single card.
Load in USD and spend in USD
With Volopay you can load funds in USD and spend in USD, so no worries about any intermediatory charges like bank fees and conversion fees.
Volopay expense management solutions can be configured with various accounting software including XERO, QUICKBOOKS, and NETSUITE. This integration works better than what Spenmo can offer.
Reinvent the way your company spends
Issue individual cards to every employee, and release or restrict funds in real-time, integrate with major accounting software and let automation do the reports for you!
Allot physical and virtual cards
Unlike Spenmo cards that are limited, you can distribute employees their own individual Volopay cards. You can create temporary virtual cards to feed certain timely projects.
Track your money in real-time
You get real-time insights whenever a spend is incurred, thus increasing transparency into your business expenses. Plus, now you never have to process reimbursements.
Configure and set budgets
Create specific budgets according to the card holder and requirements. Whatever be the requirements, set budgets for individual tasks or group tasks!
Just save more!
With lowest transaction rates, and rewards and cashback on every spend on your Volopay cards, you just save a lot than your Spenmo cards!
With Volopay, you get the flexibility of managing all your recurring payments for online subscriptions, and that too on a single dashboard!
Seamless financial integrations
When it's time to reconcile and report expenses, Volopay integrates smoothly with your accounting tools to keep your books up to date and accurate.
Streamline bill payments
Pay your domestic & international bills faster With Volopay cards, plus you get to save more on FX Transactions!
Volopay app is intuitive—even beautiful—by design, with a user-friendly interface. And it functions the same, no matter the device.
Volopay is completely free
Simplify your non-payroll spending wtih FREE software
Consumer advisory – NIUM Pte Ltd. is currently carrying on business under an exemption granted by the Monetary Authority of Singapore and is currently exempted from holding a licence to provide payment services under the Payment Services Act (No. 2 of 2019). NIUM Pte Ltd. continues to provide such services pursuant to the Payment Services (Exemption for Specified Period) Regulations 2020. VOLOPAY.CO PTE. LTD. is applying for the requisite payment institution licences under the Payment Services Act from the Monetary Authority of Singapore. Visa cards are issued and powered by NIUM Pte Ltd. Consumers and cardholders are advised to read all terms and conditions. NIUM Pte Ltd. is licensed by the Monetary Authority of Singapore to provide cross-border money transfer service.
Please note that this does not mean you will be able to recover all the money you paid to NIUM Pte Ltd. if NIUM Pte Ltd. business fails.