Smart credit card for your business expenses

Replace online expense reports with unlimited virtual and physical cards.
Get smart business credit cards with credit limit upto 100k and simplify your business spending.
Powering some of the most exciting companies
Start spending
Easy Repayment
Lowest fee
Minimal paperwork with fast approvals
Start making all day-to-day expenses
Repay within 40 days & get re-credited again
Average SGD 50 fees on every SGD 5,000 spent

Fastest Approval & Low Fees

Swipe Now, Pay Later
Applying for credit line for business expenses with Volopay isn't just fast, it's flexible.
Multiple ways of underwriting
No personal/ corporate guarantees
Customized billing cycle upto 40 days
Seamless credit offered on Volopay cards
Card & Credit with Ultimate Benefits
This is NOT an ordinary corporate credit card, it is an award winning solution
Swipe to Book
Eliminates the need of expense report and gives you control over spending
Build your Credit
Based on your payment behavior and pattern, it auto increases your credit limits
Virtual cards
Helps build unlimited virtual cards for payments & implement budgets in a better way
Accounting automation
Card expenses and account to account payments, get auto-sync with accounting software
Who is Eligible?
  • Singapore incorporated company (Pte Ltd/ LLC/ Ltd)
  • Minimum one year since incorporation
  • Applicant must be either director or shareholder or senior authorised rep
  • Minimum 10 employees
What are the documents required?
  • Latest audited financial statements
  • Latest six months bank statements for all banks
  • CBS reports only for executive/ key directors
  • NRIC copies of key directors

What is the product type, pricing and repayments?
  • We provide credit line on corporate cards upto SGD 100,000 for day-to-day business expenses like office subscriptions, travel expenses, digital marketing, vendor payments etc.
  • No need to top-up your Corporate prepaid/ debit cards beforehand. We top-up on your behalf and you repay us back within 40 days along with a nominal Fixed Monthly Fees on/or before due date.
  • The fixed monthly fees is dependent on the credit utilization amount. On an average, we charge SGD 50 on every SGD 1.00 to SGD 5,000 spent.
  • Once you repay us back, the entire amount gets re-credited again and you can use it any time
What are the late fees, penalties and reporting?
We do charge late fees and penalties on outstanding amount as per our policies from time to time. The same is duly informed to companies while signing e-facility agreement. In case of non-payment, delays, default etc., we also report the case to non-bank bureaus and third party debt collection agencies as per applicable laws.
Do Volopay regulated by MAS for money lending?
Volopay is an excluded moneylender under the Moneylenders Act (Cap. 188). We lend solely to corporations as defined under section 4(1) of the Companies Act (Cap. 50) only for limited purposes, so a moneylender's license is not required
Spend control

Unified spend management solution

Volopay combines approvals, corporate cards, bill payments, expense reimbursements and accounting automation into one single platform for seamless AP automation.

Virtual card
Physical card
Bill payments